tyrantisterror:

I’m sure most of you probably don’t give a shit about a forty minute toy commercial, but you should know that the villain of the Lego Jurassic World special The Secret Exhibit is Dennis Nedry’s vengeful son, who tries his best to sabotage Jurassic World in hopes of making his dad proud.

It also features the line “I already met my quota for zapping kids today,” so what I’m saying is that it’s a very good toy commercial.

steve-the-duck:

hungwy:

hungwy:

No joke if youre a young American with a job go open up a Roth IRA and start saving money

My first day of classes, my professor doesn’t even hand us a syllabus. He begins instantly talking about retirement accounts. We were all a bunch of history-loving college kids who probably wanted to go into academia and we were the perfect audience for such a talk. He specifically told us to open a Roth IRA. We were young, low income, and probably all unmarried.

A Roth Individual Retirement Account (Roth IRA) is meant to hold post-tax income and accrue interest tax-free. It’s meant for young lower-income workers looking to invest early and its most effective when done then – Anyone who has made income from a job can open one (which includes child actors apparently). Roth IRAs have eligibility requirements. if you are single or the sole head of your household and your Modified Adjusted Gross Income (google that) is less than $120,000, you can put in the maximum of $5,500 a year (although you cannot contribute more than you earn if you make money below $5.5k). Married couples and old people have slightly different requirements and outcomes.

This is an example they give on the Roth IRA website (https://www.rothira.com/what-is-a-roth-ira):

“… if a 20-year-old puts $5,000 a year into a Roth for 10 years and then stops contributing, … the 10 years of Roth contributions and growth – let’s say about 8% interest a year to age 65 – could total about $1,070,944 tax-free dollars [for retirement].”

I’d read more about it to see if youre eligible and if itd right for you but pretty much any high school and college student with a job will benefit from one. If you think you’ll need money later in life after retirement, you need to open one of these.

It’s also worth noting that in order to comfortably retire it’s recommended that you contribute at least 10% of your income and try to begin by age 20.

Many workplaces (even shitty retail jobs if you jump through enough hoops) will match your 401k contributions. My workplace (a factory), for example matches 100% for the first percent and 50% for the next 5%, meaning by contributing 6% of every check, my employer will contribute a total of 3.5% of what I make, but out of their own pocket. Make sure to find out about and take advantage of any such program you can find